Where to buy
You can get a Marshmallow van insurance policy in two simple ways:
Directly on our website – marshmallow.com/van-insurance
Through comparison sites – such as Compare the Market, Quotezone, Confused, and GoCompare
When you apply, we’ll ask for details about:
You and any additional drivers
Your van (make, model, age, and value)
How you plan to use the van (personal or for work)
Who can apply
To get a van policy with us, you’ll need to meet some requirements:
Be aged 21–75 and have at least 3 years of driving experience
Hold a full UK or international driving licence (we don’t cover provisional licences)
Drive a van that:
Weighs less than 3.5 tonnes
Has a value under £90,000
Has no more than one modification
We also allow up to 4 additional drivers on your policy.
What types of cover are available
When you buy your policy, you’ll choose between two cover types:
Social, Domestic, Pleasure & Commuting (SDPC)
Perfect if you use your van like a car, for personal trips and commuting to work.
Covers you for up to 25,000 miles per year.
Carriage of Own Goods (COOG)
Designed for self-employed tradespeople like plumbers, carpenters, and electricians.
Covers your van while carrying your own tools and equipment.
Please note: the tools themselves aren’t covered if lost or damaged.
We don’t cover vans used for delivery driving (Hire & Reward) or haulage.
What’s included in a van insurance policy
Our van policy offers one standard comprehensive plan, which is similar to our Marshmallow Original car cover. You’ll be covered for:
Accidental damage
Fire and theft
Third-party injury and property damage
A courtesy car (or van, if available) while yours is repaired
You can also choose add-ons such as:
Breakdown cover
Motor legal protection
Protected no-claims discount
Courtesy car upgrade for theft or total loss
Paying for your policy
You can pay for your van insurance in two ways:
Monthly instalments – paid by direct debit
Annual payment – a one-off payment, often at a discounted price
What documents you might need
Just like car insurance, we may ask you to provide:
Proof of address
Proof of occupation
V5 logbook (vehicle registration document)
In some cases, we might also request proof of no claims discount (NCD).