What is this offer?
When you buy a new Marshmallow car insurance policy, you may see a promotion offering a discount on your car policy if you also buy Marshmallow home insurance within 14 days.
The discount is applied upfront when you buy your car insurance. If you do not buy Marshmallow home insurance within 14 days, we will remove the discount and your car insurance price will return to the standard rate.
How do I get the discount?
Eligible customers will be offered the discount when they come to the Marshmallow site.
Opt in to the discount before you complete your car policy purchase.
In the Marshmallow App, you will see a link to buy home insurance.
Buy a Marshmallow home insurance policy within 14 days of your car policy creation date.
If you do this, you keep the discount. If you do not, your car policy price will change to the standard rate.
How long do I have to buy home insurance?
You have 14 days from your car policy start date to buy a Marshmallow home insurance policy. If you do not buy home insurance within 14 days, we will remove the discount from your car policy. You can buy home insurance up to 90 days before your cover start date.
What happens if I don't buy home insurance in time?
We will update your car insurance policy to remove the discount. From then on, you will pay the standard price.
If you pay monthly, we will adjust your remaining monthly payments to match the new price. If you pay annually, we will charge the discount amount as a one-off payment.
We will notify you before we make this change.
What if I'm not eligible for a home insurance policy?
Marshmallow home insurance is not available for all properties or customers. We cannot guarantee that every customer who applies the car discount will be eligible for home insurance.
Before you apply the discount to your car policy, you can check your eligibility for home insurance by getting a quote on the Marshmallow website. This will not commit you to a purchase.
If you apply the discount and later find you are not eligible for home insurance, we will remove the discount after 14 days, as set out above. Your car insurance price will then return to the standard rate.
Can I cancel my home insurance after keeping the discount?
If you cancel your home insurance policy within the 14-day cooling-off period, we will remove the car discount. If you cancel after 14 days, your car insurance price will not change.
Marshmallow home insurance and car insurance is arranged and administered by Marshmallow Financial Services Limited (MFSL). Home insurance is underwritten by Wakam UK (WUK). Car insurance is underwritten by WUK and/or Marshmallow Insurance Limited (MIL). MFSL, WUK & MIL are authorised and regulated by the Financial Conduct Authority.