We calculate the cost of insurance for each policyholder individually, as no two people are the same.
What factors affect my premium?
Your premium is based on several factors, including:
The plan you choose (Lightest, Essential, Original, or Plus)
Your driving history
Any recent claims
Information about your car, such as its age and engine size
Why might Marshmallow’s prices be lower?
We are often able to offer lower prices than our competitors because we consider your full driving experience — not just what you’ve earned in the UK. This includes recognising any No Claims Discount (NCD) earned outside of the UK.