We calculate the cost of insurance for each policyholder individually, as no two people are the same. Your premium is based on a number of different factors including the plan you choose (Lightest, Essential, Original or Plus), your driving history, recent claims and information about your car including its age and engine size.

We are often able to offer lower prices than our competitors as, unlike them, we take account of your previous driving experience, including any No Claims Discount, earned outside of the UK.