Add Business Use to Your Policy
You can easily add Business Class 1 (BC1) to your Marshmallow policy through the app. This allows the main driver to visit multiple work locations. Here’s how to do it:
How to Add BC1 in the App
Open the Marshmallow app
Tap Your Policy
Tap Update Details at the top of the screen
Scroll to Manage your vehicle
Tap Edit next to Usage & Mileage
Select Class 1 Business Use
Tap Continue and follow the steps to confirm
What is Business Class 1?
BC1 allows the policyholder to drive:
To multiple places of work
To client locations or job sites
With colleagues as passengers during working hours
It also allows your spouse or cohabiting partner, if they are a named driver, to have business cover. Other named drivers will only be covered for Social, Domestic, Pleasure & Commuting (SDPC) use.
Important Restrictions
Business Class 1 does not cover:
Deliveries, including food or parcels
Travelling salespeople
Tradespeople transporting tools or goods
Children as passengers (considered “goods”)
Healthcare workers transporting patients, medication, or equipment
Mileage Requirement
You’ll need a minimum of 2,000 miles on your policy to be eligible for BC1.
Fees and Premium Adjustments
£25 admin fee may apply if you're on the Lightest or Essential plan
Your premium may change based on your updated usage and mileage