Why Is My Renewal More Expensive?
Car insurance prices have risen significantly in recent years, impacting all drivers. If you’re new to the UK, these price hikes can feel even harder to manage.
We’ve previously explained why insurance costs have increased. Now, let’s focus on what really matters:
How can you reduce the cost of your car insurance renewal?
▶️ Prefer a quick summary? Watch our video below or keep reading for actionable tips.
Quick Ways to Lower Your Premium
Check for Unnecessary Policy Add-Ons
You might be paying for extras like:
Breakdown Cover
No Claims Discount Protection
Legal Assistance
If you don’t need them, removing these add-ons could lower your premium.
💡 Tip: Some bank accounts include Breakdown Cover—check before paying for it separately.
Review Your Policy Details for Errors
Even small errors or outdated information can increase your premium.
If you’ve moved house, changed jobs, or your driving habits have changed, update these details.
Consider Adjusting Your Cover Level
Do you need fully comprehensive coverage, or would third-party cover suit your needs better? (Make sure to weigh up the risks before downgrading your cover.)
Need Help With Your Renewal?
If you’d like to discuss your renewal price in more detail, our friendly customer support team is happy to help.