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MaterioPay Deposit Timing
MaterioPay Deposit Timing

Quickly receive funds from your clients with MaterioPay. Have money in your bank account in 1-4 business days.

Cale Schmit avatar
Written by Cale Schmit
Updated over 7 months ago

Payout Timing

MaterioPay pays merchants on the schedule below. This timing is very stable, though not absolutely guaranteed.

  • Card payments: T+1

    • Date of the transaction + one business day.

    • The merchant receives funds by the end of the day (EOD) the next business day.

  • ACH payments: T+4

    • Date of the transaction + four business days.

    • The merchant receives funds by the end of the day (EOD) four business days after the transaction date.

NOTE: Business days exclude weekends and banking holidays, and there is a cutoff time every evening (typically after 9 pm), after which payment will be considered to have happened the next day.

Card Payment (T+1) Examples

Card payment on Tuesday:

The merchant will receive funds by EOD Wednesday.

Card payment on Wednesday at 11 p.m.:

The payment is considered to have happened Thursday morning. The merchant will receive funds by EOD Friday.

Card payment on Wednesday, July 3rd:

Merchants typically receive funds by EOD Thursday, but since July 4th is a banking holiday, they will receive funds by EOD Friday instead.

Card payment on Friday:

Merchants will receive funds by EOD Monday.

ACH Payment Examples (T+4)

ACH payment on Monday:

Merchants will receive funds by EOD Friday.

ACH payment on Tuesday:

Merchants will receive funds by EOD the following Monday.

ACH payment on Tuesday at 11 pm:

Payment is considered to have happened Wednesday morning. Merchants will receive funds by EOD the following Tuesday.

ACH payment on Tuesday, July 3rd:

Merchants would typically receive funds the following Monday, but since July 4th is a banking holiday, they will instead receive funds by EOD the following Tuesday.


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Have questions? Chat with us from your project dashboard or email us at hello@materio.co.

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