We designed flexible and simple terms for alumni launching their careers. Payment is divided into manageable chunks and capped at $5,700 or $8,400, depending on the program you pursue. We even offer discounts and built-in downside protections.

We protect you from making any payments if:

  • You’re unemployed or unable to work

  • You take time off to continue your education

  • You’re in a job making below the income threshold

  • Four or five years have passed since technical graduation, even if you’ve paid nothing

When you join Merit America, you’re joining a community that's redefining what it takes to be successful. Your monthly payments go directly toward helping the next class do the same.

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