Merit America exists to support learners to transition out of low-wage jobs into careers they love. We believe that cost should not be a barrier to your career transition. We offer learner-friendly options to cover your cost, including upfront sponsorship, Ascent’s Zero Percent Loan, and direct payment. If none of these options are available to you, Merit America has set aside a limited number of spaces for our Opportunity for All program. If you apply for an Ascent Zero Percent Loan and do not qualify, are not sponsored by your employer, and cannot pay in full upfront, you can apply for the program, which will cover 100% of the cost for Merit America.