Indonesian citizens and foreign nationals who want to be lenders at Modalku must be at least 21 years old. If you had previously applied to be a lender and you are under the age of 21, our team will withdraw and interest your funds in 2-3 working days.

After submitting all the required documents, such as KTP (Indonesian ID card) or passport (for foreign nationals), NPWP information (for Indonesian citizens), and a selfie for identification purposes, the Modalku team will start filtering applicants (following Know Your Customer principles) to support anti-money laundering acts and prevent other criminal activities.

We will swiftly activate your account once we have completed this filtering process.

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