At Moja we believe that savings groups are amazing. Known as Chit funds in India, Tanda's in Mexico and Chama's in Kenya, they are a global phenomenon used by hundreds of millions of people around the world to support one another through the good times and the bad.

No where are savings groups more popular than in Africa, where there is a name for the practice in every country on the continent (sometimes more than one !).

Whether its to covering every day expenses, putting money aside for a friends wedding, creating a fund for a rainy day, saving up for a holiday, or investing in the future, savings groups help ordinary people achieve extraordinary things.

A successful saving groups is about so much more than money, it is an act of solidarity and aspiration

That is why we built Moja, an app that lets family and friends to save together, simply, securely & transparently !

Our Mission is to enable family & friends to save together where ever they are in the world.

Our values

  • Simplicity

  • Honesty

  • Fairness

  • Excellence

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