Skip to main content

Is There a Minimum Requirement to Use Monorail?

Yes, Monorail has required minimums to use both Portfolio and Stock trading platforms. See below for details:

Written by Wes W
Updated over 2 weeks ago

💵 Minimums & Fees

Portfolio Account

  • $100 minimum in your linked bank account at sign-up

  • $3/month subscription fee (paid from your linked bank account)

  • 0.40% annual management fee (billed quarterly)

Note: While you can get started right away, our investment management team may wait until your account reaches at least $50 in equity before fully investing your funds.

Stock Trading Account

  • Free to use (buy and sell stocks with no fees)

  • $100 minimum in your linked bank account at sign-up

  • $5 minimum deposit to begin trading

💡 Why These Fees Exist

These fees help us maintain a secure, reliable, and powerful platform designed to support your long-term investing goals.

Did this answer your question?