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Is There a Minimum Amount Required to Use Monorail?
Is There a Minimum Amount Required to Use Monorail?

Monorail requires a $100 minimum, $3/month subscription, and a 0.25% quarterly portfolio fee.

Meghann Perkins avatar
Written by Meghann Perkins
Updated over a week ago

Yes—there are a few key requirements to open and maintain a Monorail account:


💵 What You’ll Need:

  • $100 minimum in your linked bank account at signup

  • $3/month subscription fee

  • 0.25% quarterly fee for each portfolio account

These help keep Monorail running smoothly and give you access to all features, including stock trading, IRAs, and Patriot Portfolios™.


💡 Pro Tip:

While Monorail keeps its fees simple and transparent, your bank may still have minimum balance rules or transfer fees—double check to avoid surprises.

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