To open your Monorail account, you need…
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- your social security number
- your personal information like your name, date of birth, address, etc.
- to be a U.S. citizen or legal resident currently residing in the United States*
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All of which is standard to open a bank account and prove you are who you say you are. (No identity thieves, thanks.)
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You may also want to have on hand…
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- your online login credentials to link your current bank account to your Monorail account
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So you can transfer funds to your Wishlist and other goals in the app.
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But that’s truly all you need.
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​* Exceptions are made for active Armed Services personnel that maintain US addresses and are temporarily overseas. We’re currently working to partner with regulators abroad so we can offer services to those in other countries.