Insufficient funds — Your available balance must cover the transfer amount. Check your available balance (not booked balance) in your account overview.

Spending limit reached — Your account or membership may have transfer limits. Check your limits in Account → Settings.

Incorrect recipient details — An invalid IBAN or mismatched recipient name can cause rejection. Double-check the details and try again.

Account restrictions — Your account may have a temporary hold or restriction. Check for any notifications in your banking dashboard.

Consent not completed — Some transfers require additional verification (e.g., Strong Customer Authentication). Make sure you completed any confirmation steps.