When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, bi-weekly installment payments—with 0% APR or 10-36% APR, no hidden or late fees, and no impact on your credit score.*

In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

* Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.