Maker-Checker is a dual-control approval framework — the same principle used in traditional banking for wire transfers — applied to Bitcoin transactions.
Maker — an authorized team member initiates a transaction request.
Checker — a second authorized approver independently reviews and approves (or rejects) the request before it is executed.
This ensures no single employee can unilaterally move funds, protecting your treasury from internal errors, unauthorized transfers, and fraud.
Only the Owner can enable or disable Maker-Checker. When active, it applies across transactions and user management. Here is a full breakdown of what each role can do:
Governance
Enable/disable Maker-Checker: Owner only
Transactions
Approve transactions, Buy BTC, Deposit BTC, Deposit USD to wallet, Link new bank account, Sell BTC, Withdraw BTC from trade wallet, Withdraw BTC from vault, Withdraw USD from trade wallet: Owner and Admin
Withdrawals
Video verifier: Owner only
User Management
Add user, Disable user: Owner and Admin
Billing
Add, delete, and update payment methods: Owner and Admin
View users cannot perform any of the above actions.