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Ontop Virtual Card - All you need to know
Ontop Virtual Card - All you need to know

In this article you can find an answer from the most common questions about the Ontop card

Andre avatar
Written by Andre
Updated over a week ago

Ontop Card Q & A

Below we will answer 10 of the most common questions regarding your Ontop Visa Card. Click on the question you wish to get more information:

  1. Will I be charged for applying or for the virtual card? any maintenance fees?

  2. Why should I have/request this virtual card?

  3. To which account will this virtual card be linked? Will I be able to choose?

  4. What kind of transactions will I be able to make?

  5. Will I be able to see my transactions history?

  6. Is there a transaction limit?

  7. Is there a top-up limit?

  8. Is it a debit or credit card?

  9. What are the benefits of this virtual card?

  10. What about the physical card?

💳 Will I be charged for applying or for the virtual card? any maintenance fees?

No, don’t worry, we wont charge you for requesting or using the virtual card, it is completely free.

💳 Why should I have/request this virtual card?

Because it is the key to manage your money globally easily, fast and safe. As any virtual card you will be able to make any online purchases you may want with our globally accept Ontop visa card. You will be able to see your card number, CVV and expiration date, all the information requested in a virtual purchase.

💳 To which account will this virtual card be linked? Will I be able to choose?

The virtual card will only be linked to the available balance in your Ontop Wallet.

💳 What kind of transactions will I be able to make?

For now, All online purchases, in couple of months you can apply to your physical card! We are still working on it! 👀

💳 Will I be able to see my transactions history?

Yes, you will be able to see all your transactions history when entering your wallet on the card tab.

💳 Is there a transaction limit?

Right now, there is a limit per transaction of USD 2.500 with our Visa Card, however, there are no limit in the number of transactions.

💳 Is there a top-up limit?

There is a USD 1,000 maximum limit per top-up; however, you can do as many top-ups you want.

💳 Is it a debit or credit card?

Better! It is a prepaid debit card, which you can top up with the balance you have available in your Ontop Wallet.

💳 What are the benefits of this virtual card?

  • You will be able to enjoy a VISA card worldwide accepted that will be the key to manage your money globally easily, fast and safe!

  • You will be able to pay in USD and avoid transaction fees and access to amazing perks and benefits!

  • Immediate charge from Wallet

  • Opportunity to access to amazing perks and benefits

  • Cashback for spending with your card, if you subscribe to the Infinite toper plan

💳 What about the physical card?

In order to obtain the physical card, first of all, you must be subscribed to the Wanderlust plan to receive it. In addition, you must be located in Peru, Colombia. But, don't worry! We are working hard to make the physical card available in all countries 🚀

👉 Wallet: Earn benefits with our suscription Plan!

If you have further questions, feel free to contact our support team via chat 😊

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