Your USD funds kept in a USD account are eligible for FDIC pass-through deposit insurance up to a maximum deposit amount of $250,000 per customer. This insurance means that if a bank fails and a depositor has less than $250,000 in their account, they will be reimbursed by the FDIC.

We also enable MFA for every user that signs up. We log you out every 12 hours and you have to sign back in with an OTP or through your Google log-in to ensure it's you and only you who has access to your account.