We have no fees for receiving deposits or for withdrawals. All of that is FREE!
We have a small 0.9-1% fee for processing conversions (significantly cheaper than other payment providers and solutions.)
We plan to reduce this over time, until fees are near zero!
As for exchange rates: we keep very competitive exchange rates (equal to or sometimes better than when you search it on Google!) We don’t currently charge markups on these exchange rates.
Fees and exchange rates will always show transparently as part of a transaction, unlike other applications.