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How to Use the WhiteBIT Referral Code 20CASHBACK in 2026

A guide to the WhiteBIT referral code 20CASHBACK — how to apply it at registration, what the 20% fee discount covers, and an overview of WhiteBIT's trading features, security, and earn products in 2026.

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Written by Mario Sanchez
Updated over a week ago

What the Code Gets You

Referral code 20CASHBACK entered during WhiteBIT registration permanently activates a 20% trading fee discount across spot, futures, and margin trading.

The code must be entered at sign-up. It cannot be applied to an existing account.


Registration

  1. Go to whitebit.com and click Sign Up

  2. Enter your email and create a password

  3. Find the Referral Code field — enter 20CASHBACK

  4. Verify your email

  5. Complete KYC — required for full platform access and fiat deposits

  6. Enable Google Authenticator 2FA before depositing


Fee Breakdown

Standard

With Code 20CASHBACK

Spot Maker

0.10%

0.08%

Spot Taker

0.10%

0.08%

Futures Maker

0.01%

0.008%

Futures Taker

0.035%

0.028%

Futures taker at 0.028% after the referral discount is among the lowest available on any centralized exchange. WBT token holders can stack additional fee discounts on top — up to 100% maker and 80% taker reduction for large WBT holders.


About WhiteBIT

WhiteBIT was founded in 2018 by Volodymyr Nosov and is headquartered in Lithuania. It is the largest cryptocurrency exchange in Europe by traffic, serving over 8 million users across 190+ countries with a daily trading volume of up to $11 billion.

The platform holds VASP regulatory licenses in Lithuania, Spain, Poland, Czech Republic, Bulgaria, Croatia, Italy, and Kazakhstan — one of the broadest EU regulatory footprints of any exchange in this series. It does not accept users from the US, Russia, Iran, and certain other restricted jurisdictions.

Security is WhiteBIT's most recognized differentiator. It holds an AAA security rating from CER.live — the highest available — and has had no major security breaches since its 2018 launch. 96% of user assets are held in cold storage, with WAF protection, DDoS mitigation, and a Hacken-audited infrastructure. WhiteBIT is the official crypto exchange partner of FC Barcelona and FC Juventus.


Key Features

360+ cryptocurrencies, 750+ spot pairs, 270+ futures pairs — a broad catalog covering all major assets and a solid mid-cap altcoin selection.

WhiteBIT Codes — instant, fee-free crypto transfers between WhiteBIT users without blockchain transactions. Send any supported asset to another user instantly using a generated code. No gas fees, no network wait times.

Earn Program — up to 18.64% APR on supported assets including BTC, ETH, SOL, and XRP. Flex Plan offers hourly earnings with instant withdrawals. Fixed Plan locks funds for higher guaranteed rates up to 360 days.

Auto-Invest — automated crypto purchasing on a schedule with customizable parameters. Systematic DCA without manual execution.

WhiteBIT Nova Card — a Visa-enabled crypto debit card for converting and spending crypto at any Visa merchant globally.

Whitechain — WhiteBIT's own EVM-compatible blockchain. WhiteSwap (built-in DEX) allows token swaps directly from the platform without external wallets.

WhitePool — a crypto mining pool ranked in the top 15 globally, integrated into the WhiteBIT ecosystem.

TradingView integration — professional charts and indicators built directly into the trading terminal at no extra cost.

Crypto Lending (Borrow) — borrow specific cryptocurrencies against collateral for trading or transfers.


Quick Reference

Founded

2018

Users

8M+

Daily volume

Up to $11B

Spot pairs

750+

Futures pairs

270+

Futures taker (with code)

0.028%

Cold storage

96%

Security rating

AAA (CER.live)

EU licenses

8 countries

Earn APR

Up to 18.64%

Native token

WBT

Own blockchain

Whitechain (EVM)

Partners

FC Barcelona, FC Juventus, Visa


Common Questions

Can the code be entered after registration? No — it must be entered during the initial sign-up process.

Is KYC mandatory? KYC is required for full access including fiat deposits, withdrawals, and higher account limits. Basic crypto trading requires at minimum email verification.

What are WhiteBIT Codes? A unique feature that generates a transferable code representing a crypto balance. The recipient redeems the code on WhiteBIT to receive the funds instantly — no blockchain transaction, no gas fee, no wait time. Useful for sending crypto to other WhiteBIT users quickly.

Does the 20% discount stack with WBT token discounts? Yes — the referral code discount and WBT holder discounts apply together, allowing active WBT holders to achieve significantly lower effective fees.

Is WhiteBIT available in the US? No. The US, Russia, Iran, and certain other jurisdictions are restricted.

What is the Earn Program? A passive yield product offering up to 18.64% APR on supported assets. The Flex Plan provides hourly compounding with instant withdrawals. The Fixed Plan locks funds for a chosen period in exchange for higher guaranteed rates.

What is Whitechain? WhiteBIT's own EVM-compatible Layer 1 blockchain, used for the WhiteSwap DEX and native token ecosystem. WhiteSwap enables direct token swaps from within the WhiteBIT interface without an external wallet.


Cryptocurrency trading involves significant risk of loss. This article is for informational purposes only and is not financial advice. WhiteBIT is not available in the US or certain other jurisdictions.

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