If you're signing up for XM in 2026, using an XM referral code before you register is one of the easiest ways to boost your starting capital before you place a single trade. With XM referral code 274PQ, new users unlock a 100% deposit bonus — meaning XM matches your initial deposit and doubles your available trading funds from the moment you get started.
This guide covers exactly how to use XM referral code 274PQ, what you get, and everything you need to know before signing up.
What Is an XM Referral Code?
An XM referral code is a unique code that new users enter during the XM registration process to unlock exclusive bonuses and promotions. When applied correctly, an XM referral code activates offers that are not available to users who register without one.
In 2026, XM remains one of the most widely used forex and CFD brokers globally, offering trading on forex pairs, commodities, indices, stocks, and cryptocurrencies. The platform is regulated across multiple jurisdictions and has built a reputation for accessible trading conditions, tight spreads, and generous bonus programs for new users.
The XM referral code functions the same way as an XM promo code or XM invite code — the terms are interchangeable. Whatever label you see during registration, the field accepts the same code and activates the same benefits.
XM Referral Code 274PQ – What You Get
100% Deposit Bonus
The headline offer unlocked by XM referral code 274PQ is a 100% deposit bonus on your first deposit. This means XM matches your deposit amount and credits the equivalent as bonus funds to your trading account. If you deposit $500, you trade with $1,000. If you deposit $1,000, you have $2,000 in available trading capital.
This is one of the most competitive welcome offers in the forex and CFD space in 2026. The bonus gives you more room to manage risk, hold larger positions, and absorb drawdowns without immediately burning through your own capital.
The bonus is credited to your account after your deposit is processed and the referral code has been verified. Full terms and conditions are available in your XM account dashboard after registration.
How to Use XM Referral Code 274PQ – Step by Step
Step 1 – Go to XM
Visit the official XM website at xm.com or download the XM app on iOS or Android. Always make sure you're on the official platform before submitting any personal information.
Step 2 – Click Register or Open an Account
On the XM homepage, click the Register or Open an Account button to begin the sign-up process. You'll be asked to select your account type and enter your personal details.
Step 3 – Enter the Referral Code
During the registration flow, look for the field labeled Referral Code, Promo Code, or Partner Code. Enter the following code exactly as shown:
274PQ
Make sure the code is entered correctly before proceeding. Once accepted, the bonus offer associated with the code will be linked to your new account.
Step 4 – Complete Registration and Verify Your Account
Finish the sign-up process by submitting your personal details and completing XM's identity verification (KYC). Verification is required to access full account features, make withdrawals, and unlock the deposit bonus.
Step 5 – Make Your First Deposit
Once your account is verified, make your first deposit to activate the 100% bonus. The bonus funds will be credited to your account based on the deposit amount and the current bonus terms displayed in your XM dashboard.
Where to Enter the XM Referral Code
On desktop, the referral code field appears during the account registration form. It may be listed as an optional field — do not skip it. Enter 274PQ in that field before you submit your registration.
On the XM mobile app, the referral code field appears on the account creation screen alongside your personal details. Enter 274PQ before tapping the submit or register button.
Important: XM does not allow referral codes to be added after an account has already been created. The code must be entered during the initial registration. If you complete sign-up without entering 274PQ, the bonus will not be applied retroactively.
Why Use an XM Referral Code in 2026?
The forex and CFD market in 2026 is more accessible than ever, with retail traders across every region entering the market through platforms like XM. Using an XM referral code is a zero-cost move that directly increases your starting capital and gives you a measurable edge over traders who registered without one.
Your deposit goes further. A 100% bonus means you're trading with twice the capital on day one. That extra buffer can be the difference between surviving an early drawdown and blowing your account on your first losing streak.
It costs nothing. There's no fee, no extra step, and no complex application process. You enter one code in one field during registration and the bonus activates automatically.
It's an official XM program. The bonus tied to XM referral code 274PQ is part of XM's official promotions. It's not a third-party offer and it doesn't require any workarounds to claim.
XM Referral Code vs XM Promo Code – Is There a Difference?
No. On XM, referral code, promo code, partner code, and invite code all refer to the same thing. The field during registration accepts any valid code regardless of what it's labeled. Code 274PQ works in all of these fields and activates the same 100% deposit bonus regardless of the label you see on screen.
If you're searching for an XM referral code, an XM promo code, or an XM bonus code in 2026, 274PQ is the code to use.
Is XM Referral Code 274PQ Legit?
Yes. XM referral codes are issued through XM's official partner and referral program. Code 274PQ is an active XM referral code valid for new account registrations in 2026. The 100% deposit bonus it unlocks is part of XM's official welcome promotion and is credited directly to your trading account after your first deposit.
When you enter the code during registration, XM confirms it before your account is created. You can verify your bonus status and track credited funds inside your XM Members Area after sign-up.
Frequently Asked Questions About XM Referral Code
Can I use the XM referral code after I've already signed up?
No. XM referral codes must be entered during the initial registration process. They cannot be applied to an account that already exists. If you've already registered without entering 274PQ, the bonus will not be available on that account.
Is there a minimum deposit to activate the 100% bonus?
XM's bonus terms may specify a minimum deposit amount to qualify for the 100% match. The exact minimum and maximum bonus cap are displayed in your XM Members Area after registration. Check there for the most current terms before making your deposit.
How long does it take for the bonus to be credited?
In most cases, the 100% deposit bonus is credited to your trading account shortly after your deposit is processed — often within minutes to a few hours. If the bonus does not appear after your deposit, contact XM's support team with your account details.
Can the bonus funds be withdrawn?
XM deposit bonuses are typically subject to a trading volume requirement before bonus funds can be withdrawn. The specific conditions are outlined in the bonus terms inside your XM Members Area. Make sure to review these before depositing.
Does the XM referral code work for all account types?
The availability of the 100% bonus may vary depending on the account type you select during registration. Check the applicable terms for your chosen account type in the XM Members Area after sign-up.
Final Word
If you're joining XM in 2026, using an XM referral code at registration is the single easiest way to increase your starting capital at no extra cost. A 100% deposit bonus doubles your available funds from day one — there's no reason to leave it unclaimed.
Use XM referral code 274PQ when you register and confirm it's applied before completing your sign-up.