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How Pebbles uses blockchain under the hood

Understanding how blockchain powers Pebbles

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Written by Pebbles
Updated over 2 weeks ago

You don’t need to understand blockchain to use Pebbles, but if you’re curious, here’s how it works behind the scenes.

Pebbles is powered by blockchain infrastructure to deliver faster, smarter, and more flexible financial tools without relying on banks, platforms, or any middlemen. This lets you send, receive, and earn across borders with lower fees and higher efficiency.

What does Pebbles use blockchain for?

Sending & Receiving Funds

Every payment on Pebbles ultimately settles through stablecoins on blockchain networks. This removes reliance on traditional banks and enables near-instant transfers globally. (Learn more in What are stablecoins?)

Smart Account Infrastructure

When you sign up, Pebbles generates a smart account for you using Dynamic Wallet infrastructure. This means:

  • No need to manage a crypto wallet or private key

  • You can log in with social accounts

  • You still benefit from self-custodial, on-chain security powered by immutable smart contracts

Features powered by Smart Contract

Actions like tipping and subscriptions are handled by smart contracts—code that executes automatically when conditions are met.

For example:

  • Recurring payments (like subscriptions) use standards such as EIP-7702 to automate transactions without needing repeated approvals.


But wait, what is blockchain?

Think of blockchain as a public database that no one controls and everyone can trust. It powers cryptocurrencies like Ethereum and makes things like smart contracts and stablecoins possible. It’s:

  • Secure: tamper-proof records

  • Transparent: everyone can see what’s happening

  • Decentralized: no single point of failure


TL;DR

Pebbles uses blockchain to:

  • Send and receive payments via stablecoins

  • Give you a smart wallet with social login

  • Automate yield, conversions, and subscriptions via smart contracts

You don’t need to know how it all works.

Pebbles takes care of the complexity, so you can focus on earning.

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