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What's a wallet, and how does Pebbles manage it for me?

Smart Accounts and Wallets

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Written by Pebbles
Updated over a month ago

A wallet is your access point to blockchain-based money. It holds your digital assets and allows you to send, receive, and manage funds. Normally, wallets come with private keys (long cryptographic strings that prove ownership), but managing those keys can be risky and confusing.

That’s why Pebbles uses a smart wallet system, designed to be secure, user-friendly, and non-custodial.

So, what is a “smart wallet”?

Instead of giving you a clunky address and making you store your own keys, Pebbles creates a smart contract wallet under the hood powered by Dynamic Wallet infrastructure.

With it, you get:

  • Social login support (Google, Telegram, X, etc.)

  • Key management without seed phrases

  • On-chain security with off-chain simplicity

In short: you get the power of blockchain without having to be a blockchain expert.

Who controls the wallet?

  • Your wallet is yours.

  • Pebbles does not have access to your private keys or take custody of your funds.

  • Private key management is handled through Dynamic, a secure wallet provider that:

    • Stores encrypted key shards across secure infrastructure

    • Uses threshold cryptography and smart recovery options

    • Allows authentication via OAuth or other Web2 methods

Pebbles integrates this system so your funds are safe — and only you can move them.

What can I do with my wallet?

Your smart wallet allows you to:

  • Receive payments in multiple currencies

  • Convert or withdraw to fiat or stablecoins

  • Earn yield passively (depending on balance and settings)

  • Interact with smart features like subscriptions or automated conversions


TL;DR

Pebbles creates a smart contract wallet for you that:

  • Works with your social logins

  • Keeps your funds in your control (non-custodial)

  • Uses Dynamic as the secure key management layer

  • Enables powerful features like yield, conversions, and automation

You stay in control of your funds. Pebbles makes it simple.

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