Flex is a credit connected to your P.F.C card that allows you to go on a negative balance.

If you apply and are approved for using Flex, you will have access to a credit that you can use when you do not have a sufficient balance on the card. That way, you never need to be at the checkout again and wonder whether you have enough money on your P.F.C. card.

The credit only costs when you use it and you only pay interest for the days you go below zero. If you deposit money onto your card so that you are no longer on a negative balance, before midnight on the same day, we do not charge any fees at all.

When you apply for Flex we will preform a credit check.

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