Your Phi Wallet has two accounts, Cash account and Gold account. Here’s how to start using them.
To buy gold, you’ll first need to deposit funds into your cash account by making a transfer from your own bank account.
STEP 1:Open your Phi Wallet app and tap on “Deposit" |  |
Step 2:Enter the amount you’d like to deposit and tap “Deposit” |  |
STEP 3:Make the bank wire.
Copy Phi Wallet bank account details to your own banking app. Don't forget to include the Reference code in the description field on this screen.
PS: You’ll also receive an email with your deposit order information and Phi Wallet bank account details.
That's it!!
For deposits within Europe (SEPA), it usually takes 1-2 business days for your transfer to arrive.
As for international transfers (SWIFT), it usually takes 3-5 business days to receive your transfer.
You’ll receive an email once we receive your deposit, and it’ll be added to your cash account. | 
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Once your cash balance is updated, you'll be then able to buy gold within few seconds.
If you have any questions, don’t hesitate to reach out to us. We’re always here to help.
Best regards,
Phi Wallet Team.