Once your fiat deposit is credited as USDT in your wallet, it belongs to you and is not automatically reversible. You can spend it, withdraw it, or hold it like any other balance.
In limited circumstances (for example, a compliance issue with the deposit or a recall request from the sender's bank) for ACH, Wire, and SEPA, Plasma One may be able to return the funds to the original sending account. Returns are not guaranteed and are not available in all cases.
If you need a deposit returned, contact support in the app with the transaction details.
This article is informational. The Plasma User Agreement, Cardholder Agreement, and Privacy Policy govern your account and control in the event of any inconsistency.