How do I get 20% cashback on Apple?
Earn 20% cashback, paid in XPL, on eligible purchases made directly from Apple with your Plasma One card.
Your promotional cap depends on your membership:
Existing Platinum members: up to US$100 per person
Existing Core members and all new users: up to US$50 per person
When does the promotion start and end?
The promotion starts on 12 September 2026 and is scheduled to run for two weeks. Check the Apple offer in your app for the cap, end date and time applicable to you. The promotion may end early.
Who can take part?
The promotion is available to eligible:
New users: all membership tiers qualify, including Lite. Open your Plasma One account during the promotion, add money and make an eligible Apple purchase before it ends.
Existing users: hold a Core or Platinum membership. Existing Lite members need to upgrade and check that the offer appears before purchasing.
You must see the Apple offer in your Plasma One app to participate. Update to the latest app version and check your offer before buying.
Country and account restrictions apply. Your account must have completed identity verification and remain in good standing through payout. No separate opt-in or promotional code is required.
Where can I shop?
Eligible purchases must be made directly through Apple's own sales channels, including:
Apple Store retail locations
Purchases from third-party retailers, marketplaces, resellers, carriers or authorised dealers do not qualify, even when the product is made by Apple. This includes carrier instalment plans and bundled carrier baskets, Amazon, eBay and department stores.
Eligibility depends on the merchant information received with the card payment. The transaction must identify a qualifying Apple merchant.
Apple gift cards, vouchers and store credit are excluded. Any part of a purchase paid using gift cards, points, Apple Pay Later or other payment methods does not earn this cashback.
Do pre-orders qualify?
Your card payment must be authorised during the promotion and subsequently settle, meaning the merchant completes the payment.
Placing an order during the promotion is not enough if Apple only authorises payment after it ends. Orders placed before the promotion starts do not qualify simply because they ship or settle during it.
How much cashback can I earn?
There is no minimum spend or separate limit per transaction. The total promotional cashback cap applies across all cards on your account, for the whole promotion.
At 20%, US$500 of eligible spending reaches the US$100 cap and US$250 reaches the US$50 cap. For purchases in another currency, cashback uses the transaction's US dollar value after card-network conversion.
You pay the full purchase price at checkout. Plasma pays the cashback later.
Does this combine with my usual cashback?
The 20% promotional rate replaces your standard or category cashback on the same purchase.
The promotional cap is separate from your tier's monthly cashback cap. Once the promotional cap is reached, your usual cashback rules apply.
You can also participate in other Plasma One promotions when you meet their separate requirements. Promotional cashback rates do not add together on the same transaction.
When will I receive my cashback?
Plasma provides this promotion independently. Apple does not sponsor or endorse it.
Each eligible purchase has a 30-day hold. For pre-orders, the hold starts on the day your order is dispatched; for other purchases it starts when the transaction settles. Payment follows completion of the hold and eligibility review. Reviews can extend the wait, so payment on day 30 is not guaranteed.
Approved cashback is calculated in US dollars and paid to your XPL balance. The conversion rate is determined at payout.
If a purchase is refunded, cancelled, reversed or charged back, the related cashback is reduced or removed. Cashback already paid may be recovered.
What if my cashback is missing?
Check that:
The Apple offer was visible in your app when you purchased.
You paid directly to Apple with your Plasma One card.
Payment was authorised during the promotion and has settled.
You have not reached your promotional cap.
The purchase has not been refunded or reversed.
Cashback that is still within its 30-day hold remains pending. If you need help, contact support through Get Help in Plasma One.
Terms
Your in-app offer shows the rate, cap and campaign period applicable to you.
Plasma provides this promotion independently. Apple does not sponsor or endorse it.