Employers can offer payroll deduction as repayment method for Paytient members. When enabled, employees will agree to the payroll repayment agreement during onboarding. Each time the employee uses their Paytient card, they select a repayment plan that fits their budget and aligns with their individual pay schedule. For example, members on a semi-monthly payroll schedule will have two deductions per month toward their Paytient balance. Paytient aggregates all active plans into a single total that is deducted from their paycheck on a voluntary, one-time, and post-tax basis.
Paytient provides a deduction file format for you to process seven (7) days before each payroll run each pay period, minimizing the work for your HR and technical teams. This file lists the exact amount to deduct from each employee's paycheck based on their specific payroll frequency.
It is critical that deductions are set up as one-time (non-recurring) because the deduction amount we request you to withhold may change paycheck to paycheck based on employee usage and balance repayment.
After withholding deductions each pay period, you must confirm them back to us to restore member balances via the Paytient Operations Portal (POP).
