When you request a loan quote, we work with our credit reference agency partner, TransUnion, to do a ‘soft’ credit search to see if we can offer you a quote. This means our checks won’t impact your credit file.
If your quote is pre-approved, it means we can give you a loan if you decide to go ahead with the application.
Please note, all quotes are still subject to manual review by our decisions team and our final verification checks.