Utilizing the most recent data can be misleading. For example, if the latest data originates from a seasonally low period, it might present an overly positive view of the current period. This could lead us to mistakenly conclude that our repricer is exceptionally effective, introducing bias into our analysis.

However, it's important to note that we do give priority to recent data when establishing our starting point. We base this on the previous 30 days, using it as a foundation from which we make extrapolations.