If you choose to pay monthly for your insurance, PremFina will complete an affordability check by searching credit reference agencies, whether you are buying a new policy or renewing an existing one. This check will leave a footprint on your credit file.
PremFina will then email or post you a welcome pack, which will include a credit agreement to sign and a schedule of your payments.
PremFina may also ask you to confirm your ID with a third-party tool called ID Pal. This is a secure way to validate your identity.