1. What Australian data sources does Realaml use for identity verification?
Realaml provides identity verification services using trusted Australian data sources to ensure compliance with AUSTRAC’s AML/CTF requirements. Below is a list of key Australian data sources that Realaml accesses.
2. What documents are verified through the Document Verification Service (DVS)?
The DVS verifies government-issued documents by matching information against official records. To access the DVS, all Reporting Entities must register with the Australian Government.
📌 Application processing time: 1–2 weeks for review and approval.
👉 Register here: DVS Business User Registration Form
3. Full List of Australian Data Sources Accessed by Realaml
Data Source | Coverage | Verifiable Elements | Description |
Document Verification Service (DVS) (Driver’s Licence, Passport, Aviation & Maritime Security ID, ImmiCards, Visas) | 70% (DL), 57% (Passport) | Full Name, DOB | Input is verified from the Document Verification Service (DVS). This source requires consent. |
Australian Electoral Roll | 57% | Full Name, DOB, Address | Input is verified from the Australian Electoral Commission. |
Historical Electoral Roll | 97% | Full Name, DOB, Address | Input is verified from the Australian Electoral Commission. |
Insurance Reference Service Database | N/A | Full Name, DOB, Address | Input is verified from the Insurance Reference Service database for Australia. |
Equifax’s National Tenancy Database | 6% | Full Name, DOB, Address | Input is verified from Equifax’s National Tenancy Database. |
Consumer Database | 65% | Full Name, DOB, Address | Input is verified from consumer transactional and response behavior information. |
Proprietary Data Set | 72% | Full Name, DOB, Address | Input is verified from aggregated government, commercial, and public sources. |
4x Independent Permission-Based Databases | 70% | Full Name, DOB, Address | Input is verified from 4 independent permission-based databases. |
Commercial Credit Bureau 1 | 15% | Full Name, DOB, Address | Input is verified from a large commercial credit bureau. |
Commercial Credit Bureau 2 | 65% | Full Name, DOB, Address | Input is verified from a large commercial credit bureau. |
Public Credit Bureau | 15% | Full Name, DOB, Address | Input is verified from a local credit bureau public records database. |
Public Phone Directory | 32% | Full Name, DOB, Address | Input is verified from a public phone directory in Australia. |
Credit Agency Phone Directory | 35% | Full Name, DOB, Address | Input is verified from a phone number directory managed by the largest credit reporting agency. |
4. Why does Realaml use these data sources?
✔ Comprehensive Coverage – Realaml accesses multiple government, financial, and commercial data sources.
✔ AUSTRAC-Compliant – Meets AML/CTF verification and monitoring requirements.
✔ Fast & Secure – Realaml provides instant identity verification with encrypted data handling.
✔ Safe Harbour Ready – Supports Safe Harbour-compliant Quick IDV and Face IDV solutions.
5. Where can I get more information?
📄 Visit the official Australian Government IDMatch website: IDMatch
📩 Need help? Contact support@realaml.com or +61 423 321 383