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What is Affirm?

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Written by Geronimo
Updated over a year ago

BUY NOW, PAY LATER

Rebag has teamed up with Affirm to offer easy financing without deferred interest or hidden fees, so the total you see at checkout is what you pay.


DOES AFFIRM PERFORM A CREDIT CHECK?

Affirm does a credit check to verify your identity and provide a financing offer when you sign up. This is a 'soft' credit check and will not impact your credit score. If you complete a purchase and finance it with Affirm, a single ‘hard’ credit check will be done when Rebag processes your first order. This may have a minor impact on your credit score. For future purchases with Affirm, no credit check will be needed.

WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A CREDIT CARD?

Affirm tries hard to approve every purchase, but sometimes, the total amount cannot be approved. When this happens, a debit card down payment option will be provided so that you may still complete your purchase immediately.

WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps verify your identity and ability to repay the requested loan. If you are prompted for this information but cannot give it, Affirm won't be able to approve your credit application.

These lending partners provide payment options through Affirm:

Just so you know, if you decide to return an item bought through Affirm, the shipping fee for the return will still be charged to your Affirm balance.

Feel free to contact Affirm's customer service line at (855) 423-3729 if you have any questions or to help get approval.

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