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Proof of Income Options

Three ways to verify your income: bank connection, payroll connection, and document upload. Here's how to pick the right one.

You have three options for verifying your income with Rent Butter. Pick the one that matches your situation — bank and payroll connections are the fastest, while document upload is for cases where neither connection applies.

Bank verification

Connecting your bank is the fastest way to verify your income. Best when your income is deposited directly into your bank account — direct deposit, ACH from a gig platform, or recurring transfers. We pull your recent deposits and you confirm which ones are income.

Payroll verification

Connecting your payroll is the strongest proof of income. Best when your employer uses a major payroll system — Gusto, ADP, Paychex, Workday, BambooHR, Rippling, Justworks, or similar. We pull your pay stubs directly from the source.

Payroll often verifies a new job sooner than bank verification, since pay stubs appear in your payroll account before deposits clear in your bank.

Document upload

Document upload is the right path when bank and payroll connection don't apply — for example, if you're paid in cash, by paper check, or your employer doesn't use a connected payroll system. You can upload pay stubs, tax returns, 1099 forms, or bank statements.

Which one should I pick?

  • W-2 employee with a major payroll provider → Payroll

  • Direct deposit into your bank account → Bank

  • Freelance or gig work paid through digital platforms → Bank (or Payroll if your platform is supported)

  • Government benefits (Social Security, SSI, unemployment, etc.) → Bank

  • Cash, paper check, or unsupported provider → Documents

You can switch to a different method any time before submitting your application.

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