Most applicants complete the application in 10 minutes or less. Having the right info ready before you start makes it faster.
What to have ready
A government-issued photo ID — driver's license, state ID, U.S. passport, or permanent resident card
Your Social Security Number or ITIN, if you have one
Your current address and how long you've lived there
Your employer or income source info — name, job title, monthly income, and how long you've been there
For income verification, one of:
Bank login — fastest if your pay is direct-deposited into your account
Payroll login — works if your employer uses a major payroll provider (Gusto, ADP, Paychex, Workday, BambooHR, etc.)
Income documents — pay stubs, tax returns, 1099 forms, or a benefit letter
For rental history (if your application includes it)
Your current landlord or property manager's name and phone number
Your monthly rent
Your move-in date
Optional, depending on the property
Cosigner info (name, email, phone)
Occupant info — people who'll live with you
Vehicle and pet details
A payment method for the application fee
You don't need everything before you start — you can pause and come back. But having it ready cuts down on interruptions while you're in the flow.