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What does the recipient of a Crypto-to-Fiat payment see in their bank account?

Max Franke avatar
Written by Max Franke
Updated over a week ago

What does the recipient of a Crypto-to-Fiat payment see in their bank account?

The sender and payment reference details (→ What is the payment reference?) shown to the recipient of a Crypto-to-Fiat payment depend on the currency and payment network used by the payer. Refer to the table below:

Currency

Payment Network

What's displayed to the recipient

EUR

SEPA

Sender:
"Triple-A"

Payment reference:
Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

USD

ACH

Sender:
"Bridge Arx"

Payment reference:
Customizable (by default, we display the payer's company name, e.g.,"ACME Ltd").

References for these types of transfers are limited to a length of 10 character only, so any longer names are automatically cut off.

USD

Wire

Sender:
"Bridge"

Payment reference:
Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

GBP

Faster Payments

Sender:
"Triple-A"

Payment reference:
Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

USD, EUR, and others

SWIFT

Sender:
"Reap (Remit) Limited"

Payment reference:
Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

How to change the payment reference

When making a payment, payers can change the payment reference in the payment step by clicking "Payment reference."

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