When funding a Crypto-to-Fiat payment in USD stablecoins, the rate depends on the underlying currency of the payable:
USD payments: fixed at 1:1
Non-USD payments: real-time rates from banking partner
Rates are retrieved in real-time and transparently displayed to you before you initiate a payment.
Good to know: Request and its partners protect you against depegs (devaluations of stablecoins so that the exchange rate isn't close to 1:1). Learn more