We recommend reviewing your policy at least once a year. Even if your sums insured were correct when you first took out your policy, values can change over time due to inflation, rising replacement costs, or new purchases.
Regularly reviewing your policy ensures that your home, contents, and valuables are fully protected and that you are not underinsured. It’s also a good opportunity to check for any changes to your home or belongings, such as renovations, extensions, or new valuable items.
Keeping your policy up to date gives you peace of mind that your high-value home and possessions are always correctly covered.