Your buildings are everything that makes up the physical structure of your home and its permanent features, including:
The main home itself
Garages and outbuildings
Decorative finishes (paint, wallpaper, tiles, etc.)
Permanent fixtures and fittings (kitchens, bathrooms, built-in wardrobes, etc.)
Domestic fixed fuel tanks
Garden walls, fences, gates, paths, and driveways
Hard tennis courts, patios, steps, terraces, ornamental ponds, fountains, and bridges
Permanently fitted hot tubs and swimming pools
Radio and TV aerials, satellite dishes, solar panels, outdoor lighting, alarm systems, CCTV, and lifts
Underground service pipes, cables, drains, and inspection covers
These are all covered as part of the Buildings section of your policy, as long as they’re situated at the address shown in your policy schedule and owned by you (or you’re legally responsible for them).