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What does it mean when I get an indicative quote?

W
Written by Will
Updated over a week ago

An indicative quote gives you an initial estimate of your premium, but means that we need to review your application in more detail before confirming your cover.

Here’s what happens next:

Submit your quote - Make sure you submit the indicative quote to our team so we can start reviewing your application.

Review process - Every home is unique, so we evaluate each application individually. We’ll usually contact you within one working day to request any additional information.

Underwriting decision - Once we have all necessary information, our underwriting partner Bspoke will confirm your premium and any conditions. This process typically takes a maximum of three days.

Accepting your quote - After review, we’ll send you a payment link. Once paid, your policy starts on your selected start date, and you’ll receive your policy documents.

Important: Your indicative quote may change (increase or decrease) after review.

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