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What is an on-chain transfer?

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Written by Simon
Updated over a week ago

An on-chain transfer is a secure way to send or receive digital currencies like stablecoins directly over a blockchain network. Unlike centralized payment systems, on-chain transfers are transparent, irreversible, and fully decentralized- giving you full control over your funds.

How It Works
• Share Your Wallet Address or QR Code

To receive funds, simply share your Rizon wallet address or QR code.

• Use a Supported Blockchain Network
Transfers occur on public blockchains - Arbitrum, Solana, Base, Polygon, Optimism, Avalanche.

These networks act as decentralized ledgers, ensuring transparency and security.

• Choose the Right Stablecoin & Network
Make sure the sender uses a supported stablecoin (like USDC or USDT) and selects the correct network that matches your Rizon wallet. Using an unsupported network can result in lost funds.

• Transaction Confirmation Time
Once the transfer is initiated, funds typically arrive within minutes, though it can take longer during periods of network congestion. You’ll see the incoming transaction confirmed on-chain and reflected in your Rizon wallet shortly after.

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