What is Excess Protection? 🤔
When you make a claim on your car insurance, you have to pay your excess – that’s your share of the cost, usually between £300 and £1,000 depending on your policy. This can include both the compulsory excess (set by the insurer) and any voluntary excess you’ve chosen.
Excess Protection is an optional add-on that gives you that money back. 💸 If you pay your excess after a claim, this cover will refund it once your main insurer has settled, up to the limit you’ve chosen.
How much does it cost? 💷
£300 excess cover → £27.99/year (£2.79/month)
£500 excess cover → £29.99/year (£2.99/month)
£750 excess cover → £34.99/year (£3.49/month)
£1,000 excess cover → £42.99/year (£4.29/month)
Peace of mind 🙌
It’s simple protection against being left out of pocket if you ever need to claim — whether that’s your compulsory or voluntary excess, or a mix of both.
If you'd like information on how to claim for your excess, please come on our Live Chat via the app or Rooster website and we'll be happy to point you in the right direction.