If you want peace of mind to cover you for legal costs that your standard policy may not include, we offer Motor Legal Protection as an optional extra at checkout.
Just for £29.99 a year, we’ll cover you for up to £100,000 in legal fees if you ever need to take action after an accident.
What’s covered? ✅
Uninsured Loss Recovery: claim back costs like your excess, loss of earnings, or other out-of-pocket expenses if the accident wasn’t your fault
Motor Prosecution Defence: legal help if you’re facing prosecution for a motoring offence (not drink/drug related)
Motor Vehicle Consumer Disputes: cover for disputes over buying, selling, servicing, repair, testing, hire or hire purchase of your car
Telephone Legal Helpline: free legal advice for any private motoring matter
What’s not covered? ❌
Claims with less than a 51% chance of success
Claims not approved by RAC in writing
Injury claims for stress or psychological harm if you haven’t also suffered a physical injury
Defending drink, drug or deliberate offences
Fines, penalties or damages a court orders you to pay
Any restrictions? ⚠️
RAC choose the legal representative for your case (you can ask to use your own in limited circumstances)
They won’t cover claims that aren’t proportionate to pursue
The basics 📌
Cost: £29.99 per year
Max claim amount: £100,000
Excess: £0 (nothing to pay)
Please come on our Live Chat via the app or Rooster website if you need any further information, we are here to help!