What type of Insurance does Rooster offer?

The Rooster comprehensive motor insurance policy provides cover against loss or damage to your vehicle and for injury or damage caused by your vehicle.

What is Insured?

Cover for your vehicle

Accident, Theft, attempted Theft or Fire

Replace locks if keys are stolen

Repair or replace broken glass

Permanently fitted audio & communications equipment

Cover to other people

Your legal liability to other people arising from an accident

What is Not Insured?

-Theft if keys left in the vehicle

- Your vehicle damage if you are under influence of drink/or drugs at the time of an accident.

- Loss or damage due to incorrect fuel being used

- Vehicle driven if SORN registered

- Vehicles without a MOT if one is required

- Where racing, rallying or driving on a motor sport circuit.

- Damage or loss if caused deliberately by you

Are there any restrictions on cover?

Third Party Property damage covered up to £20,000,000

A policy excess will apply

Windscreen cover limited to £75 if you do not use our Windscreen Helpline.

Replacement locks covered up to £400

Audio / Communications equipment up to £500

Where am I covered?

Countries within the United Kingdom (UK), and for up to 60 days Comprehensive policy cover in the European Union (EU), Andorra, Iceland, Norway and Switzerland. After 60 days, the policy cover is restricted to the minimum cover required by law in the European Union (EU), Andorra, Iceland, Norway & Switzerland.

What are my obligations?

- To provide information which is correct and complete to the best of your knowledge.

- You must report any incident to us immediately.

- You must report any Theft, attempted Theft or malicious damage to the Police.