It's very simple. If you have NCD protection we will not reduce your NCD in the event of you claiming under your policy.
We offer No Claims Discount (NCD) Protection as an add on to our policies however you will have to pay an extra premium. You can protect 1+ year NCD.
How it works without NCD Protection:
If during the period of insurance you make ONE claim, the amount of No Claims Bonus will be reduced by TWO years at the following renewal, except where the No Claims Bonus is FIVE or more then the bonus will be reduced to THREE years on one claim.
If you make TWO or more claims in any period of insurance, then all of the No Claims Bonus will be removed at the following renewal, unless an additional premium has been paid to protect your Bonus.
If the only claim you make in any period of insurance is for glass damage or for emergency medical treatment then your bonus will not be affected. Your No Claims Bonus cannot be transferred to any other person without our express authority.
Other things to note:
Allowance of 2 fault claims in 5 years rolling
Windscreen claims are exempt
UK claims only
NCD Protection doesn't protect the overall price of your insurance policy
If you need any further explanation please come on our Live Chat via the app or our website to speak to one of our friendly Customer Service Team.