We offer time off work pay, discounts on top brands, access to digital GPs, and so much more.

Here's what you'll find in this article:

What does Gold Tier membership offer?

Liability Protection

Protection if you are legally liable for causing injury or damage to a third party.

Wellness Protection

Family Support Services - helping you take care of the people who matter most.
Financial Support Services - make the most of your money and sort legal matters with expert advice.
Mental Health Support - expert support and counselling for you and your dependents.
Digital GP - connect with a GP via phone, instant chat or video.

Time Off Work Protection

Family Leave - maternity and paternity benefit for the self-employed.
Compassionate Leave - compassionate benefit upon the loss of an immediate family member.
Accidental Death - compensation in the case of accidental death.
Disability - compensation in the case of permanent injury.
Accident & Injury - keep getting paid when you're injured.

How do I access these benefits?

In order to be eligible, you will be required to do a certain number of jobs per month. We have three tiers:

Gold - 20+ jobs completed

Silver - 10+ jobs completed

At the end of the month, you will receive a text and email from Collective letting you know you have qualified and what you can access.

You then simply sign up through their link and are free to explore your account.

You are only protected by Gold Tier if you have signed up for ONSI once you were made eligible.