All terms and conditions apply as per our Description of Coverage, which you should consult as our official source of information.
Medical expenses from a motorbike, scooter or moped accident can be eligible for cover under Nomad Insurance Essential — but if you are riding or you are a passenger on a vehicle larger than 50cc, you must have the Adventure Sports add-on for any accident or injury to be eligible. Without it, you will not have coverage.
Minimum Requirements & Add-on Needed
If you are driving (or you are a passenger on) a scooter/motorbike larger than 50cc, you need the adventure sports add-on to be eligible for any accidents or injuries stemming from riding one. Learn more about this add-on.
To be eligible for medical expenses due to injury or accident:
You must be wearing proper safety gear, such as a seatbelt or helmet
You must be properly licensed for the class of vehicle you are driving. You may need more than a regular driver's license for motorbikes
Expenses for these situations are never eligible for coverage:
Driving while intoxicated
Racing
Personal liability (damage to property - like a vehicle)
Third-party medical (another person's health)
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