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About Satoshi: 🛡️ Wallets / Accounts

A closer look at the Bitcoin wallet and account options on Satoshi

Tommy Massari avatar
Written by Tommy Massari
Updated over 3 months ago

Introduction

Satoshi offers two Bitcoin wallet types— Flash, and Stash—catering to different user needs. Users can also create an Exchange account to add cash and buy bitcoin. This article explains each wallet type and the Exchange account.


Wallet and Account Types on Satoshi

Satoshi offers three wallet types and one account type, each with unique features.

1. Flash Wallet

  • Self custody, L1, L2

2. Stash Wallet

  • Self Custody, L1

3. Exchange Account (US Only)

  • Bank Custody, L1, L2, Buy/Sell, Add Cash/Cash Out

Note: All of Satoshi's wallet types are hot wallets, meaning that they are connected to the internet, convenient for frequent transactions. For long-term bitcoin holding, consider using a cold wallet with offline storage.


Flash Wallet

Flash wallet on Satoshi

All US users will begin their journey with a Flash wallet on Satoshi.

Non-US users can choose to create a Flash wallet whenever they want in addition to their (custodial) Starter wallet.

Who is this wallet for?

The Flash wallet is like cash in your pocket. It offers a full on-chain, lightning and liquid experience. This wallet is for any Bitcoiner who wants to be self reliant and hold their own seed phrase.

What assets can I use with the Flash wallet?

  • Layer 1 (on-chain) Bitcoin

  • Lightning

  • Liquid

How to create a Flash wallet

US Users

Upon creating your Satoshi account, a Starter wallet will automatically be generated for US users.

You can create additional Flash wallets by following the steps below.

Non-US Users

  1. Obtain an Access Code (subject to availability)

  2. Login to your Satoshi account

  3. Tap the wallet dropdown at the top of the Home page

  4. Tap "Create Wallet"

  5. On the wallets page, tap "Create" under the Flash wallet

  6. Backup your 12-word seed phrase

Important: Satoshi does not store your Flash wallet seed phrase. You are responsible for safeguarding it. If lost or compromised, your funds cannot be recovered.


Stash Wallet

Stash wallet on Satoshi

The Stash Wallet is available for all users.

What assets can I use with the Stash wallet?

Our Stash wallet is a Layer 1 (on-chain) hot wallet. Simply put, you can send and receive on-chain BTC.


How to create a Stash wallet

  1. Login to your Satoshi account

  2. Tap the wallet dropdown at the top of the Home page

  3. Tap "Create Wallet"

  4. On the wallets page, tap "Create" under the Stash wallet

  5. Backup your 12-word seed phrase

Important: Satoshi does not store your Stash wallet seed phrase. You are responsible for safeguarding it. If lost or compromised, your funds cannot be recovered.


How to import an existing wallet

You can also import an existing self-custodial bitcoin wallet into your Satoshi account if you have your seed phrase.

  1. Login to your Satoshi account

  2. Tap on your Profile icon

  3. Tap "View Wallets"

  4. Tap "Import"

  5. Enter your seed phrase or select your cloud backup.

After doing these steps, you have imported your existing Bitcoin wallet into your Satoshi account.


Exchange Account

Exchange Account on Satoshi

Only US users will be able to create an Exchange Account to unlock buy, sell and cash features at this time.

Note: The Exchange account is accessible to a limited number of US users, and it is currently at full capacity.

Who is this account for?

The Exchange account is designed for users of all experience levels and is required to buy and sell BTC on Satoshi. If you want the ability to trade BTC and enjoy the best user experience, the Exchange account is ideal.

What assets can I use with the Exchange account?

  • BTC (on-chain)

  • BTC (lightning)

  • US Dollars (USD)

How to create an Exchange account

  1. Download Satoshi and create your Flash wallet first.

  2. You can tap "Buy", or tap Verify Identity in the Wallets page

  3. Complete your KYC verification

  4. Once approved, you will have your Exchange account

  5. You can then add a payment method and begin buying BTC

What can I do with this account?

  • Buy / Sell Bitcoin

  • Add Cash / Cash Out

  • Send / Receive Bitcoin On-chain and via Lightning

Do I need to pass KYC to use the Exchange account?

Yes.

Why KYC is Required for the Exchange Account: KYC is necessary to meet regulatory standards, expand our services safely, and ensure transaction security.


Conclusion

Whether you prefer the convenience of a custodial wallet or the independence of self-custody, Satoshi offers secure, user-friendly options to meet your Bitcoin needs. Stay informed and choose the custody option right for you.

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