Under the Patriot Act, financial institutions are required to verify a physical residential address for account holders. Mail forwarding addresses, such as PO Boxes or addresses provided by Commercial Mail Receiving Agencies (CMRAs), do not meet this requirement and are flagged by banks using advanced APIs and verification services.

Savvy Nomad provides a legal residential address that complies with these regulations, making it acceptable for banking, obtaining a driver’s license, and voting. Mail sent to this address must be processed according to USPS rules, ensuring full compliance with federal and state laws.