Setting Up Your Seapoint Account

Welcome to Seapoint — the financial home for your startup. This guide walks you through creating your account, completing verification, and getting set up so you can start managing your finances from day one.

Creating your account

How do I sign up for Seapoint?

Visit seapoint.app/get-started to create your account. You'll be asked for your company name, your name, and your email address. Once you've signed up, you'll land on your Seapoint dashboard where you can start exploring straight away.

What can I do before KYB is approved?

You don't need to wait for verification to start setting up. While KYB is in progress you can:

Invite team members and assign roles
Connect your existing bank accounts via Open Banking
Set up integrations like Xero and Gmail
Explore the dashboard and reporting tools

Making and receiving payments requires KYB approval, but everything else is available from the moment you sign up.

KYB verification

What is KYB and why is it required?

Know Your Business (KYB) is a regulatory requirement for all business accounts. It verifies your company's identity, registered details, and the individuals who control it. This is a one-time process and is required before your accounts can be activated for payments.

What information do I need to provide?

You'll typically need:

Company registration number
Registered address
Details of directors and beneficial owners (anyone holding 25%+ ownership)
A valid ID for each director/owner

The exact requirements may vary depending on your jurisdiction.

Which countries are supported?

Seapoint currently supports companies registered in the United Kingdom and Ireland. We're expanding to more European countries, contact us if you'd like to be notified when we launch in your region.

What should I expect after submitting?

KYB review is typically completed within a few business days. You'll be notified by email once your account is approved and your current accounts are activated.

After approval

What happens once I'm approved?

Once KYB is complete, your GBP and/or EUR current accounts are activated with account numbers, sort codes, or IBANs ready to use. You can start making and receiving payments immediately.

What can I do with Seapoint?

Seapoint brings together everything you need to run your startup's finances in one place:

Current accounts in GBP and EUR
Virtual and physical cards for your team
Invoice payments with automatic extraction from Gmail
Payroll
Treasury (earn yield via BlackRock money market funds)
Real-time reporting and cash flow dashboards
Bookkeeping with AI-powered categorisation that syncs to Xero

How do I get help?

Every Seapoint customer gets a dedicated relationship manager. You can also reach our support team anytime at help@seapoint.co or message us on Slack.

Still have questions? Contact our support team at help@seapoint.co or message us on Slack — we're here to help.

Setting up your Seapoint account